Our Clients
Services for individuals, families and institutional investors.
High-Net-Worth Families
Our services are best suited for those with at least $1 million in investable assets. We can often add the most value during times of financial transition. Whether you are retired or nearing retirement, selling a business, receiving an inheritance, or recently divorced, we can simplify the financial complexities that accompany life-changing events.
Institutional Investors
We provide consulting services to private foundations, endowments, non-profit boards, and company retirement plans. As fiduciary partners, we help build Investment Policy Statements, refine asset allocation targets, select strategies, provide due diligence of managers, and deliver consolidated reporting.
OUR PHILOSOPHY
Six actively managed investment strategies.
We believe the best path to investing is the most direct path. In-house management reduces your expenses and increases our accountability. Individual stocks and bonds form the foundation of our client portfolios. Because every security we own has daily liquidity, you will always have access to your money.
Our Marks Group Investment Committee meets on a regular basis to discuss forward-looking perspectives on the global economy and share timely insights. Our fee structure is completely transparent and ties our compensation directly to your account values.
OUR STRATEGIES
Built and managed in-house
We offer the following six investment strategies, each one fully liquid and actively managed.
CORE EQUITY
Our flagship strategy incorporates highly disciplined security selections of large and mid-cap individual common stocks of high-quality U.S. companies that are exhibiting characteristics for efficient growth.
INTERNATIONAL EQUITY
A non-US equity portfolio comprised of ETFs offering exposure to both developed and emerging markets, along with strategic allocations to various investment styles and specific global sectors.
TACTICAL EQUITY
Designed to complement Core Equity, this strategy is a less constrained, more opportunistic approach that focuses on “stalwart stocks” with shareholder-oriented management teams.
FIXED INCOME
Carefully constructed, high-quality, low duration, individual corporate or municipal bond portfolios, with laddered maturities designed to weather any interest rate environment.
CORE EQUITY
Our flagship strategy incorporates highly disciplined security selections of large and mid-cap individual common stocks of high-quality U.S. companies that are exhibiting characteristics for efficient growth.
INTERNATIONAL EQUITY
A non-US equity portfolio comprised of ETFs offering exposure to both developed and emerging markets, along with strategic allocations to various investment styles and specific global sectors.
TACTICAL EQUITY
Designed to complement Core Equity, this strategy is a less constrained, more opportunistic approach that focuses on “stalwart stocks” with shareholder-oriented management teams.
FIXED INCOME
Carefully constructed, high-quality, low duration, individual corporate or municipal bond portfolios, with laddered maturities designed to weather any interest rate environment.
EQUITY INCOME
This portfolio of dividend-paying securities prioritizes both current income and long-term capital appreciation. A more value-oriented strategy, this complements our growth strategies well.
DISCIPLINED EQUITY AND BALANCED
Two portfolios of ETFs built to offer diversification across multiple asset classes and managed to reflect our current economic outlook.
From Curious to Client
If we’ve piqued your interest, here’s the path to working with us.
Listen & Learn
An initial meeting allows us to learn about you and share our approach to investment management. No cost. No commitment. Just a conversation.
Analyze & Plan
We prepare a summary of findings. You learn what you’re doing well and what you can improve. We’ll develop and present a personalized investment plan designed to help achieve your objectives and a detailed summary of fees you would pay as a Marks Group client.
Agree & Transition
Once we agree on the best personalized strategy and you formally engage Marks Group, we’ll facilitate the transfer of assets, striving to ensure every transition is as tax-efficient as possible. We’ll work directly with your accountant, attorney and other advisors as needed.
IMPLEMENT & INVEST
We’ll then reinvest your assets based on our agreed plan of action. We will also:
- Immediately re-establish any automatic deposits or withdrawals tied to your bank
- Show you how to access your Marks Group accounts online
- Verify your paperless preferences for statements, etc.
- Establish periodic review meetings
Review & Update
In most cases, we will meet with you semi-annually to review your portfolio and address any new needs or changes.
Frequently Asked Questions (FAQs)
About us
As fiduciaries, we have the legal responsibility to act in your best interest. We do not receive commissions or compensation from product providers.
As an independent firm, we aren’t tied to specific investment or insurance products. That flexibility helps us focus on what’s best for you.
We are employee-owned. This creates a team-based environment with everyone dedicated to each client’s experience.
Your assets are held in your own name by an independent third-party custodian, either Charles Schwab or Fidelity. Because we never hold your money directly, you will receive official statements and account access through the custodian.
This means we do not charge commissions or hourly rates for our services. Instead, clients pay an annual fee based upon the amount of assets we manage or advise on. Financial planning services are included in this fee.
Getting started
We primarily help retirees, pre-retirees, business owners and executives who want to coordinate investment, tax, and retirement planning. In addition, we work with companies and nonprofit organizations on their retirement plans and endowments.
Our initial meeting is a conversation focused on understanding you and your finances. We can’t make appropriate recommendations until we learn about you.
Services and philosophy
We believe strongly in highly liquid investments. Our investment process focuses on diversification and tax-efficiency with an emphasis on growth at a reasonable price.
We consider tax-loss harvesting, tax-efficient withdrawal strategies and Roth conversion opportunities in our planning relationships.
This is one of our core tenets. We help clients develop strategies for Social Security, pensions, retirement account withdrawals and tax-efficient income distributions.
We provide investment management, retirement income planning, Social Security analysis, tax and estate coordination and ongoing financial advice.
Yes, we provide consulting services to foundations, endowments, non-profit boards and company retirement plans.
